• Go With a Direct Lender if You’re Looking For a Legitimate Payday Loan Company


    Get A Payday Loan From An Legitimate Direct Lender


    Have you done your due diligence and looked at different offers from legitimate direct lenders? Then it’s now time to find the loan that’s best for you. Problem is, most consumers don’t know where to start when first looking for an online payday loan. Do a simple search online for various direct lending-related terms. You’ll be bombarded with thousands of websites and offers. All promising they can get you a personal loan in minutes with no hassle or stress on your end. The reality is this couldn’t be any further from the truth. Most of the cash loan sites that come up through an online search will be loan matching sites. This includes direct payday lending sites that come up in a generic search as well as sites that pay the search engine to show on the first page. Most payday loan and installment loan matching websites are owned by marketing companies. These third party companies will never offer you financing upfront. Most of these services make money by selling your personal and private information. Simply put, these sites will take your personal information. Then blast it all over the internet to companies they think are direct payday lenders. Not to mention, other companies that should have no business with your info.

    Don't worry about the rates you see from direct lending sites.

    Legitimate Payday Lenders Will Protect Your Personal Information

    Some consumers may get lucky and land on a site hosted by one of the few reputable payday advance companies. But this doesn’t always happen when you search for an installment lending service. You end up wasting your time or you’re going to deal with something far worse like identity theft. There are sites set up to get your personal information and steal your identity. These sites prey on consumers that only looking to get an online loan but instead they make it much worse on you. Remember, when you apply for an installment loan you’ll need to give your social security number and birthdate. Some of these payday loan matching sites will also require your bank account information. They need checking or savings information to move forward with an application! All legitimate cash advance companies will protect your personal information. Most legitimate companies will use proper industry safeguards. But that’s not the case with some payday loan matching websites. We don’t need to get into what happens to your credit score if your identity is stolen. Rest assured it’s not pretty to deal with. There are people who have fought for years to restore their identity and credit report history. All because they filled out a loan application online that was a scam.

    The process of applying for a loan from a legitimate lender shouldn’t be confusing!

    Hopefully, we haven’t scared you too much in explaining the application process! There’s still hope out there if you apply for a payday loan but want to make sure your personal info is safe. To safeguard your info and not waste your time you’ll want to be sure you apply with the best direct payday lenders only! Increased government regulation over the past few years has forced many services to stop lending and shut down. This means there’s only a handful of large legitimate direct payday loan companies out there that will let you apply for a loan online. Lucky for you we’ve taken time to find out exactly who these companies are. We’ve detailed their financial and background information in our detailed database of direct payday lenders. Keep in mind, we try to keep our list as new as possible. But expect changes as we move through the spring months.

    Most payday lending companies will have no problem giving you a free quote

    If you need a loan make it easy on yourself and use a list of direct lenders! Remember, our directory features actual direct payday lenders that offer loans online to people in the US. We try to break down the state specific lender rules as well as the interest rate info for each lender. Update: As of 2021 we now include info that shows how long you should expect your cash advance to last as well. The breakdown also shows the amount of time you should expect to complete the online application.