Direct Payday Lenders Blog
Want the latest news on all things related to payday loans, installment loans and cash advance loans? As well as insight into government regulations of the direct lending industry? Do you want information on how to find out if a direct payday lender can do business in your state? Do you want to know our opinion and thoughts on the latest news about everything related to direct payday lenders? If so you’ve come to the right place. The short term lending industry is changing. Many longtime companies that provide loans direct have stopped issuing loans direct. It’s important that you know exactly what’s going on with any type of term loan. On top of that we’re seeing many companies move away from the model of offering online loans and moved towards an installment loan model. In the blog posts below we do our best to give you the latest news about short term loans. We may even give you our opinion on the news as well! We try to update our blog at least twice a week so check back often for new posts.
Direct Lender Payday Loans – Recent Blog Posts:
5 reasons to work with a direct lender instead of a broker.
Many borrowers who seek out an online payday loan will be confronted with many options on who to apply with. Should they fill out an application with a direct loan lender or a 3rd party loan broker? Here’s why a payday loan direct lender is better for you than an online broker.
Control your expectations when it comes to getting favorable terms with a short term loan.
It’s in your best interest to have an open mind when you apply for a payday loan. But you will better understand the terms and payoff amount if you know what you’re getting into with a high interest direct lender. Find out exactly what you will pay before you sign a contract!
Why does an unsecured loan have higher rates and terms than a secured loan?
When most borrowers look into a secured loan they know the lender will want some form of collateral. Did you know most unsecured direct lenders loans will not even need a credit check? Find out why these two forms of borrowing are different. Compare the difference between secured and unsecured loans.
Improve your credit score to avoid taking out an online loan.
We all know there are better alternatives available then working with an actual direct lender. Did you know you can implement a few of these simple tips and within a few months you can see real progress on your credit report. Use these 7 easy tips to improve your credit score.
Does my neighborhood bank offer direct lender loans? Or are these loans only offered by online lenders?
Did you know your local bank may offer some form of online financing? It’s true, these loans aren’t called payday loans but, they’re no different. Can I get a direct payday loan from a bank or credit union?
I’m looking for a direct lender payday loan, who are the best companies to apply with?
We’re often asked who the best direct payday lenders are. We’ll try to break it down in this article. Which Company should I apply with?
Check out this infographic to see if direct payday lenders can do business in your state.
Do you know which states allow direct personal loans? Use our infographic to find out if your state allows short term lending. Click here to see this state by state breakdown infographic.
Are you dealing with an actual payday lender or a matching service?
Don’t waste your time and money dealing with payday loan matching services! Find out how to find actual loans direct. How to know if you’re dealing with an actual lender.
Are cash advances and installment loans legal in all 50 states?
Are you allowed to get a payday advance or car title loan in your state? Each state has different laws that cover installment and direct payday lenders. The answer may surprise you. Does my state allow someone to borrow from a bank or installment loans?
Forgot about direct payday loans, what’s the average credit score?
Do you have a good credit score? Is it at least average? Make sure you know where you stand if you’re applying for a short term loan. What type of credit score do I need?
What to do if you’re being sued by a short term lender.
Is a bill collector suing you for a past due payday or installment loan? You’ll first want to make sure the debt is valid. What to do if you get sued by an online lender?
Why are there so few personal loan companies?
Even though the demand for online lenders is high there are fewer personal loan companies operating right now. Where did all the online lenders go?
What is the average interest rate on a direct payday loan?
Thinking of getting an online loan? Make sure you understand the interest rate before you get that loan. What type of interest rate can I expect with a direct online lender?
Am I able to get an online payday loan if I’m in the military?
Are you an active duty military member that’s trying to get a car title loan or online advance? If so there are things you need to know. What happens if I’m in the military and need a short term advance?
What are the alternatives to getting a payday loan from a direct lender?
Are you applying with all the direct payday lenders trying to get a loan? Before you take the plunge be sure you know your options. What loan types are available besides a cash advance or installment loan?
Where did all the direct payday loan lenders go?
Have you noticed there aren’t as many online loans available as there used to be? There’s a few reasons why this is. Why are there so few online lenders?
How to use the internet to find the best direct lender.
Find out what to look for when it comes to finding the best direct lender. We’ll break down your options for you.What are some tips and tricks to find an actual direct lender?
How to know if you need a direct lender payday loan.
Are you thinking of getting an online advance? If so, make sure you’ve evaluated all your other options first. Evaluate whether you really need that online loan.
Need an online Loan? Be sure to apply with a reputable payday loan company!
Many people waste their time and get nowhere when they apply online for a payday advance. Find out why it’s always best to go with a direct payday lender. Make sure you apply with an actual direct lender.
How to apply for short term financing that doesn’t need a credit check.
If you have bad credit you may need to apply with an online payday loan lender that doesn’t check your credit. Here’s why you may want to apply with a lender that offers a no credit checking account loan. Learn what it takes to get an online loan with bad credit and no checking account.
Find a lender that provides funding within one business day.
Are you trying to get a cash advance that’s nearby and close to where you live? We’ll break down the different direct lender options for you. It’s possible to get money that same business day with a local company. Get funding from a local retail company.
These are the fees and charges that come with online loans.
Did you get financing in the form of a direct payday loan and come across charges and fees you didn’t know about? If so, don’t let it happen again. Understand the rates, terms and fees that come with your online loan.
Should I use my credit card to get a cash advance?
You have other options available to you instead of a simple direct cash advance. Most credit card companies offer a fast cash option that may have better interest rates when you compare to a typical online advance. Also, you don’t need to submit financial or personal information online. Can I get a cheap interest rate by using a credit card advance?
View our updated directory of companies that offer direct payday loans.
As always the main section of our site is our comprehensive directory of online loan companies. We’ve hosted this directory of cash advance and installment loan companies for years. We make it a point to update the database at least once a month. Please let us know if you know of any direct lenders that may be missing from our database!
Keep checking this page at least once a week for new blog posts about all things related to direct payday lenders. We hope to have answered all your questions about how cash advances and direct installment loans work. If you still have questions feel free to check out our Updated Lending FAQ for beginners. In this FAQ we’ve tried to answer the most basic questions about payday loans direct lenders and how cash advances work. Remember, the Direct lending FAQ is for beginners only. It attempts to answer the most basic questions about online lending and bank installment loan companies. If you’re looking for more in-depth info, you’ll want to check out our detailed online lending FAQ. Access our Online Direct Lender Loans FAQ here.